Comments for http://seitelman.wordpress.com Mon, 28 Dec 2009 22:05:45 +0000 http://wordpress.com/ hourly 1 Comment on Auto Accident? Here’s What You Should Do by Mark Seitelman http://seitelman.wordpress.com/2008/06/20/auto-accident-heres-what-you-should-do/#comment-518 Mark Seitelman Mon, 28 Dec 2009 22:05:45 +0000 http://seitelman.wordpress.com/?p=24#comment-518 Assuming that your daughter had your consent to operate your vehicle, she will be be covered in the event that she is sued for the accident. She also will be covered if she requires medical treatment. You, as the vehicle owner, may be sued by the other parties. You as the vehicle owner will be vicariously liable for the negligence of your driver, i.e., your daughter. Your insurance company should cover you for the lawsuit. <strong>If you or your daughter receive a claim letter or summons and complaint from other parties, then send them immediately to either your insurance company, agent, or broker. If you delay, the delay may prejudice your coverage. Your insurance company will take care of the claim.</strong> You should discuss with your insurance agent or broker whether this accident will affect the insurance company's decision to renew your insurance when it expires. The insurance company is not allowed to cancel now by reason of the accident. If you have any questions, please feel free to contact me at 800-581-1434. Good luck! Mark E. Seitelman Assuming that your daughter had your consent to operate your vehicle, she will be be covered in the event that she is sued for the accident. She also will be covered if she requires medical treatment.

You, as the vehicle owner, may be sued by the other parties. You as the vehicle owner will be vicariously liable for the negligence of your driver, i.e., your daughter. Your insurance company should cover you for the lawsuit.

If you or your daughter receive a claim letter or summons and complaint from other parties, then send them immediately to either your insurance company, agent, or broker. If you delay, the delay may prejudice your coverage. Your insurance company will take care of the claim.

You should discuss with your insurance agent or broker whether this accident will affect the insurance company’s decision to renew your insurance when it expires. The insurance company is not allowed to cancel now by reason of the accident.

If you have any questions, please feel free to contact me at 800-581-1434.

Good luck!

Mark E. Seitelman

]]> Comment on Auto Accident? Here’s What You Should Do by tosha http://seitelman.wordpress.com/2008/06/20/auto-accident-heres-what-you-should-do/#comment-517 tosha Sun, 27 Dec 2009 16:43:08 +0000 http://seitelman.wordpress.com/?p=24#comment-517 My daughter was driving my car, and she is not on my insurance. She hit the back of a car, and it was her fault. Will I be sued and lose my insurance ? My daughter was driving my car, and she is not on my insurance. She hit the back of a car, and it was her fault.

Will I be sued and lose my insurance ?

]]> Comment on BUCKLE-UP! Obtaining Maximum Recovery for Automobile Accident Injuries by Mark Seitelman http://seitelman.wordpress.com/2008/06/20/buckle-up/#comment-516 Mark Seitelman Wed, 23 Dec 2009 16:54:35 +0000 http://seitelman.wordpress.com/?p=23#comment-516 If you have the typical auto policy, your own carrier will pay actual cash value for the auto. In other words, it will pay the Blue Book value. You can check the Blue Book on the computer. The insurance company will pay the value regardless as to whether your balance on the loan is higher. Just fight and negotiate for as much money as you can above the Blue Book. If you do not have collision or comprehensive on your policy, then the other car's insurance company will pay the Blue Book value. Good luck, and feel free to call if you have any questions. Mark E. Seitelman If you have the typical auto policy, your own carrier will pay actual cash value for the auto. In other words, it will pay the Blue Book value. You can check the Blue Book on the computer.

The insurance company will pay the value regardless as to whether your balance on the loan is higher. Just fight and negotiate for as much money as you can above the Blue Book.

If you do not have collision or comprehensive on your policy, then the other car’s insurance company will pay the Blue Book value.

Good luck, and feel free to call if you have any questions.

Mark E. Seitelman

]]> Comment on BUCKLE-UP! Obtaining Maximum Recovery for Automobile Accident Injuries by donna white http://seitelman.wordpress.com/2008/06/20/buckle-up/#comment-515 donna white Wed, 23 Dec 2009 12:07:46 +0000 http://seitelman.wordpress.com/?p=23#comment-515 i was involved in a car accident on dec 20, fortunately not too damaged, but my car was declared a total loss. i just purchased it in march of this year. will they pay the car off, with enough money for me to get another one? i was not ticketed, no other car involved, snowy, icy conditions. i was involved in a car accident on dec 20, fortunately not too damaged, but my car was declared a total loss. i just purchased it in march of this year. will they pay the car off, with enough money for me to get another one? i was not ticketed, no other car involved, snowy, icy conditions.

]]> Comment on Auto Accident? Here’s What You Should Do by Mark Seitelman http://seitelman.wordpress.com/2008/06/20/auto-accident-heres-what-you-should-do/#comment-512 Mark Seitelman Mon, 14 Dec 2009 17:03:32 +0000 http://seitelman.wordpress.com/?p=24#comment-512 If I understand you correctly, your fiance was the injured party. You and the child were not injured. In that event, only your fiance would have a claim against the other vehicle. Unfortunately, you would not have a claim for the inconvience and time for the extra work involved for caring for your child. However, if the mother had to hire and pay baby sitters, maids, housekeepers, etc., then such out of pocket expenses could be part of her claim. I am sorry to hear that your fiance had such serious injuries. I wish her well. If you or your fiance wish to discuss the accident, please feel free to call me at 800-581-1434. Thanks. <em>Mark E. Seitelman</em> If I understand you correctly, your fiance was the injured party. You and the child were not injured.

In that event, only your fiance would have a claim against the other vehicle. Unfortunately, you would not have a claim for the inconvience and time for the extra work involved for caring for your child.

However, if the mother had to hire and pay baby sitters, maids, housekeepers, etc., then such out of pocket expenses could be part of her claim.

I am sorry to hear that your fiance had such serious injuries. I wish her well.

If you or your fiance wish to discuss the accident, please feel free to call me at 800-581-1434.

Thanks.

Mark E. Seitelman

]]> Comment on Auto Accident? Here’s What You Should Do by Gary B http://seitelman.wordpress.com/2008/06/20/auto-accident-heres-what-you-should-do/#comment-511 Gary B Mon, 14 Dec 2009 16:08:29 +0000 http://seitelman.wordpress.com/?p=24#comment-511 My fiance and the mother of my 1 year old child was involved in a bad car accident with a drunk driver. ( baby was not in the car TG) The police report states that he is 100% responsible. She has one leg broken and her hip shattered and ankle fracture on the other leg. She will be laid up for months in recovery. I now have the baby living with me full time. Can I be a part of the lawsuit against the drunk driver with her or should I file my own? My fiance and the mother of my 1 year old child was involved in a bad car accident with a drunk driver. ( baby was not in the car TG) The police report states that he is 100% responsible. She has one leg broken and her hip shattered and ankle fracture on the other leg. She will be laid up for months in recovery. I now have the baby living with me full time. Can I be a part of the lawsuit against the drunk driver with her or should I file my own?

]]> Comment on Preventing Elevator Accidents–Things that You Can Do by Mark Seitelman http://seitelman.wordpress.com/2008/09/27/preventing-elevator-accidents-things-that-you-can-do/#comment-510 Mark Seitelman Fri, 11 Dec 2009 18:27:30 +0000 http://seitelman.wordpress.com/?p=558#comment-510 Thank you, Ms. Fox, for your excellent instructions. The most frequent elevator accidents involve tripping on getting in or getting out of the elevator due to a mislevelling. The second most common accident involves a door closing on a client. Thank you, Ms. Fox, for your excellent instructions.

The most frequent elevator accidents involve tripping on getting in or getting out of the elevator due to a mislevelling.

The second most common accident involves a door closing on a client.

]]> Comment on Preventing Elevator Accidents–Things that You Can Do by Christie Fox http://seitelman.wordpress.com/2008/09/27/preventing-elevator-accidents-things-that-you-can-do/#comment-509 Christie Fox Fri, 11 Dec 2009 15:42:31 +0000 http://seitelman.wordpress.com/?p=558#comment-509 If the elevator you're in malfunctions and starts to drop you should: First - Quickly press all the different levels of buttons in the lift. When the emergency electricity supply is being activated, it will stop the lift from falling further. Second - Hold on tight to the handle (if there is any). It is to support your position and prevent you from falling or getting hurt when you lost your balance. Third - Lean your back and head against the wall forming a straight line. Leaning against the wall is to use it as a support for your back/spine as protection. Fourth - Bend your knees . Ligament is a flexible, connective tissue. Thus, the impact of fractured bones will be minimised during fall. If the elevator you’re in malfunctions and starts to drop you should:

First – Quickly press all the different levels of buttons in the lift. When the emergency electricity supply is being activated, it will stop the lift from falling further.

Second – Hold on tight to the handle (if there is any). It is to support your position and prevent you from falling or getting hurt when you lost your balance.

Third – Lean your back and head against the wall forming a straight line. Leaning against the wall is to use it as a support for your back/spine as protection.

Fourth – Bend your knees . Ligament is a flexible, connective tissue. Thus, the impact of fractured bones will be minimised during fall.

]]> Comment on Auto Accident? Here’s What You Should Do by Mark Seitelman http://seitelman.wordpress.com/2008/06/20/auto-accident-heres-what-you-should-do/#comment-508 Mark Seitelman Wed, 09 Dec 2009 19:01:15 +0000 http://seitelman.wordpress.com/?p=24#comment-508 Dear Rowell, Your friend, the vehicle owner, should immediately send the claim to his insurance company. They will handle it. Your friend's insurance may go up if your friend was at fault at causing the accident. Your friend should check with his insurance broker or agent. In any event, your friend must report the claim <strong>immediately</strong> to his insurer. Your friend's insurance company will take care of the investigation and defense. All of these matters must be discussed with the insurance company. If anyone involved in the accident was injured I would be happy to talk to them. Good luck. Mark E. Seitelman Dear Rowell,

Your friend, the vehicle owner, should immediately send the claim to his insurance company. They will handle it.

Your friend’s insurance may go up if your friend was at fault at causing the accident. Your friend should check with his insurance broker or agent.

In any event, your friend must report the claim immediately to his insurer. Your friend’s insurance company will take care of the investigation and defense. All of these matters must be discussed with the insurance company.

If anyone involved in the accident was injured I would be happy to talk to them.

Good luck.

Mark E. Seitelman

]]> Comment on Auto Accident? Here’s What You Should Do by renee rowell http://seitelman.wordpress.com/2008/06/20/auto-accident-heres-what-you-should-do/#comment-507 renee rowell Wed, 09 Dec 2009 18:03:54 +0000 http://seitelman.wordpress.com/?p=24#comment-507 My friend was in a minor car accident (a nail went through the license plate) a passagner in the car claims to have been injured. Will my friend insurance go up? Also the police noted that a passenger was taken to the hospital with pre-existing condition unrelated to the accident can she sue. However, his statement is not on the police report. Please advise. Thank you. My friend was in a minor car accident (a nail went through the license plate) a passagner in the car claims to have been injured. Will my friend insurance go up? Also the police noted that a passenger was taken to the hospital with pre-existing condition unrelated to the accident can she sue. However, his statement is not on the police report. Please advise. Thank you.

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