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	<lastBuildDate>Sat, 03 Oct 2009 15:49:59 +0000</lastBuildDate>
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		<title>Comment on Auto Accident?  Here&#8217;s What You Should Do by Mark Seitelman</title>
		<link>http://seitelman.wordpress.com/2008/06/20/auto-accident-heres-what-you-should-do/#comment-484</link>
		<dc:creator>Mark Seitelman</dc:creator>
		<pubDate>Sat, 03 Oct 2009 15:49:59 +0000</pubDate>
		<guid isPermaLink="false">http://seitelman.wordpress.com/?p=24#comment-484</guid>
		<description>Sometimes, the policeman makes a mistake on the report and is willing to amend it.  For example, we have seen amendments where the initial report has car # 1 listed as # 2.  In this case, the police officer will amend the report to show the correct identity of the vehicle owners and drivers.

However, often the police will not amend the report.  Otherwise, the police would be flooded with people who seek to exonerate themselves in an amended report.

It is best that you review your report with an attorney IMMEDIATELY.  You can feel free to call me.

Thank you for your reply.</description>
		<content:encoded><![CDATA[<p>Sometimes, the policeman makes a mistake on the report and is willing to amend it.  For example, we have seen amendments where the initial report has car # 1 listed as # 2.  In this case, the police officer will amend the report to show the correct identity of the vehicle owners and drivers.</p>
<p>However, often the police will not amend the report.  Otherwise, the police would be flooded with people who seek to exonerate themselves in an amended report.</p>
<p>It is best that you review your report with an attorney IMMEDIATELY.  You can feel free to call me.</p>
<p>Thank you for your reply.</p>
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		<title>Comment on Auto Accident?  Here&#8217;s What You Should Do by Elizabeth</title>
		<link>http://seitelman.wordpress.com/2008/06/20/auto-accident-heres-what-you-should-do/#comment-482</link>
		<dc:creator>Elizabeth</dc:creator>
		<pubDate>Fri, 02 Oct 2009 00:32:06 +0000</pubDate>
		<guid isPermaLink="false">http://seitelman.wordpress.com/?p=24#comment-482</guid>
		<description>I have been in an accident in the Bronx in NYC. I have just recieved the accident report and the informtion is wrong. My side was not taken due to injuries at the scene. I want to know if I can contest it. I have pictures of the scene and car.</description>
		<content:encoded><![CDATA[<p>I have been in an accident in the Bronx in NYC. I have just recieved the accident report and the informtion is wrong. My side was not taken due to injuries at the scene. I want to know if I can contest it. I have pictures of the scene and car.</p>
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		<title>Comment on The Myths of Medical Malpractice &#8220;Reform&#8221; and Obama&#8217;s Health Insurance Plan&#8211;Part I by JimmyBean</title>
		<link>http://seitelman.wordpress.com/2009/09/10/the-myths-of-medical-malpractice-reform-and-obamas-health-insurance-plan-part-i/#comment-481</link>
		<dc:creator>JimmyBean</dc:creator>
		<pubDate>Thu, 01 Oct 2009 09:33:52 +0000</pubDate>
		<guid isPermaLink="false">http://seitelman.wordpress.com/?p=1263#comment-481</guid>
		<description>I don&#039;t know If I said it already but ...This blog rocks! I gotta say, that I read a lot of blogs on a daily basis and for the most part, people lack substance but, I just wanted to make a quick comment to say I&#039;m glad I found your blog.  Thanks, :)

A definite great read..Jim Bean</description>
		<content:encoded><![CDATA[<p>I don&#8217;t know If I said it already but &#8230;This blog rocks! I gotta say, that I read a lot of blogs on a daily basis and for the most part, people lack substance but, I just wanted to make a quick comment to say I&#8217;m glad I found your blog.  Thanks, <img src='http://s.wordpress.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<p>A definite great read..Jim Bean</p>
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		<title>Comment on The Myths of Medical Malpractice &#8220;Reform&#8221; and Obama&#8217;s Health Insurance Plan&#8211;Part I by The Myths of Medical Malpractice &#8220;Reform&#8221; and Obama&#8217;s Health Insurance Plan, Part IV&#8211;The Myth that &#8220;Reform&#8221; Will Create Savings &#171;</title>
		<link>http://seitelman.wordpress.com/2009/09/10/the-myths-of-medical-malpractice-reform-and-obamas-health-insurance-plan-part-i/#comment-479</link>
		<dc:creator>The Myths of Medical Malpractice &#8220;Reform&#8221; and Obama&#8217;s Health Insurance Plan, Part IV&#8211;The Myth that &#8220;Reform&#8221; Will Create Savings &#171;</dc:creator>
		<pubDate>Wed, 16 Sep 2009 14:50:58 +0000</pubDate>
		<guid isPermaLink="false">http://seitelman.wordpress.com/?p=1263#comment-479</guid>
		<description>[...] Myth that &#8220;Reform&#8221; Will Create&#160;Savings By Mark Seitelman  As we explored in Parts I, II, and III, there are many myths of medical malpractice &#8220;reform&#8221;  in the health [...]</description>
		<content:encoded><![CDATA[<p>[...] Myth that &#8220;Reform&#8221; Will Create&nbsp;Savings By Mark Seitelman  As we explored in Parts I, II, and III, there are many myths of medical malpractice &#8220;reform&#8221;  in the health [...]</p>
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		<title>Comment on Holding the Cruise Line Responsible for Your Injuries&#8211;Part I; After an Accident by Mark Seitelman</title>
		<link>http://seitelman.wordpress.com/holding-the-cruise-line-responsible-for-an-accident-part-i/#comment-478</link>
		<dc:creator>Mark Seitelman</dc:creator>
		<pubDate>Wed, 16 Sep 2009 14:00:37 +0000</pubDate>
		<guid isPermaLink="false">http://seitelman.wordpress.com/?page_id=86#comment-478</guid>
		<description>Thank you, Zooey.

Unless the incident is very minor, it is important to have the incident report and make sure that the incident report is made.  This will establish that the accident happened.  

In comparison, where there is no accident report, the insurance company and cruise line will take the position that your accident was a &quot;blind accident,&quot;  i.e., unsubtantiated.  The insurance company will use the excuse of &quot;blind accident&quot; as a bargaining chip in negotiations.</description>
		<content:encoded><![CDATA[<p>Thank you, Zooey.</p>
<p>Unless the incident is very minor, it is important to have the incident report and make sure that the incident report is made.  This will establish that the accident happened.  </p>
<p>In comparison, where there is no accident report, the insurance company and cruise line will take the position that your accident was a &#8220;blind accident,&#8221;  i.e., unsubtantiated.  The insurance company will use the excuse of &#8220;blind accident&#8221; as a bargaining chip in negotiations.</p>
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		<title>Comment on Holding the Cruise Line Responsible for Your Injuries&#8211;Part I; After an Accident by Zooey</title>
		<link>http://seitelman.wordpress.com/holding-the-cruise-line-responsible-for-an-accident-part-i/#comment-477</link>
		<dc:creator>Zooey</dc:creator>
		<pubDate>Wed, 16 Sep 2009 02:13:31 +0000</pubDate>
		<guid isPermaLink="false">http://seitelman.wordpress.com/?page_id=86#comment-477</guid>
		<description>Thank you for posting this! It’s very informational. I especially like the advice about asking for an incident report when an accident happens while on a cruise ship. And also how you should seek medical assistance immediately while on ship. I will keep this in mind during my future cruise trips.

Zooey Cruise Ship Injury Lawyer&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>Thank you for posting this! It’s very informational. I especially like the advice about asking for an incident report when an accident happens while on a cruise ship. And also how you should seek medical assistance immediately while on ship. I will keep this in mind during my future cruise trips.</p>
<p>Zooey Cruise Ship Injury Lawyer</p>
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		<title>Comment on The Myths of Medical Malpractice &#8220;Reform&#8221; and Obama&#8217;s Health Insurance Plan, Part III&#8211;Doctors&#8217; Fear of Lawsuits and Unnecessary Testing by Mark Seitelman</title>
		<link>http://seitelman.wordpress.com/2009/09/11/the-myths-of-medical-malpractice-reform-and-obamas-health-insurance-plan-part-iii-doctors-fear-of-lawsuits-and-unnecessary-testing/#comment-475</link>
		<dc:creator>Mark Seitelman</dc:creator>
		<pubDate>Mon, 14 Sep 2009 15:22:22 +0000</pubDate>
		<guid isPermaLink="false">http://seitelman.wordpress.com/?p=1275#comment-475</guid>
		<description>Thanks, Mr. Baird, for your detailed comments.

The cost of medical malpractice will be the subject of my next article.

Getting back to the subject of &quot;fear of lawsuits&quot; and unnecessary testing, the reality is that our medical industry is built on cross-referrals to specialists and sophisticated testing.  If you have a nagging pain in your low back, the family doctor might send you to an orthopedist or neurologist.  In turn, the specialist might send you for an MRI and EMG.

Furthermore, the general public wants to see specialists and have testing when there is a problem which is either unsolved or requires surgery.

In sum, the the &quot;unnecessary testing&quot; argument is another myth.</description>
		<content:encoded><![CDATA[<p>Thanks, Mr. Baird, for your detailed comments.</p>
<p>The cost of medical malpractice will be the subject of my next article.</p>
<p>Getting back to the subject of &#8220;fear of lawsuits&#8221; and unnecessary testing, the reality is that our medical industry is built on cross-referrals to specialists and sophisticated testing.  If you have a nagging pain in your low back, the family doctor might send you to an orthopedist or neurologist.  In turn, the specialist might send you for an MRI and EMG.</p>
<p>Furthermore, the general public wants to see specialists and have testing when there is a problem which is either unsolved or requires surgery.</p>
<p>In sum, the the &#8220;unnecessary testing&#8221; argument is another myth.</p>
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		<title>Comment on The Myths of Medical Malpractice &#8220;Reform&#8221; and Obama&#8217;s Health Insurance Plan, Part III&#8211;Doctors&#8217; Fear of Lawsuits and Unnecessary Testing by Mark Baird</title>
		<link>http://seitelman.wordpress.com/2009/09/11/the-myths-of-medical-malpractice-reform-and-obamas-health-insurance-plan-part-iii-doctors-fear-of-lawsuits-and-unnecessary-testing/#comment-474</link>
		<dc:creator>Mark Baird</dc:creator>
		<pubDate>Sun, 13 Sep 2009 16:26:44 +0000</pubDate>
		<guid isPermaLink="false">http://seitelman.wordpress.com/?p=1275#comment-474</guid>
		<description>I could not agree more. What I see is threat of lawsuits is what scare people, it is really not the probability, most juries are reasonable, most people do not get sued.

This is the problem that should be corrected, this exaggeration.

Following is a GAO report on medical malpractice and could not find any evidence to substantiate the claims of lawsuits impacting health care costs, access to health care or defensive medicine (with one possible lose connection relating to OBGYN). But of course you will not see this report on any media outlet swinging left or right.

http://www.gao.gov/new.items/d03836.pdf

Remember the CBO report regarding the cost of a single payer system that we all grasped to support our arguments against a single payer system…

Well, there is the CBO report which had this to say about tort reform:

“But even large savings in premiums can have only a small direct impact on health care spending–private or governmental–because malpractice costs account for less than 2 percent of that spending.”

http://www.cbo.gov/doc.cfm?index=4968&amp;type=0#t3

And of course there is Tillinghast-Towers Perrin (one of the largest in the world that provides risk management for the insurance and reinsurance industry).

According to the actuarial consulting firm Towers Perrin, medical malpractice tort costs were $30.4 billion in 2007, the last year for which data are available. We have a more than a $2 trillion health care system. That puts litigation costs and malpractice insurance at 1 to 1.5 percent of total medical costs. That’s a rounding error. Liability isn’t even the tail on the cost dog. It’s the hair on the end of the tail.

Of that 1 to 1.5 percent what portion of that is “frivolous”?

http://www.towersperrin.com/tp/getwebcachedoc?webc=USA/2008/200811/2008_tort_costs_trends.pdf (Page 10)

And then of course the report from Towers Perrin that states that the total tort cost in the US is 2% of the GDP. What percentage of that is “frivolous” and of that percentage what percentage is “frivolous” corporate lawsuits. So how much are “frivolous” lawsuits driving up the cost of everything? Maybe less than 2 cents on the dollar or maybe even less the 1 cent on the dollar?
http://www.towersperrin.com/tp/getwebcachedoc?webc=USA/2008/200811/2008_tort_costs_trends.pdf

&quot;I know of no safe repository of the ultimate power of society but people. And if we think them not enlightened enough, the remedy is not to take the power from them, but to inform them by education.&quot; - Thomas Jefferson

robertsfight.com</description>
		<content:encoded><![CDATA[<p>I could not agree more. What I see is threat of lawsuits is what scare people, it is really not the probability, most juries are reasonable, most people do not get sued.</p>
<p>This is the problem that should be corrected, this exaggeration.</p>
<p>Following is a GAO report on medical malpractice and could not find any evidence to substantiate the claims of lawsuits impacting health care costs, access to health care or defensive medicine (with one possible lose connection relating to OBGYN). But of course you will not see this report on any media outlet swinging left or right.</p>
<p><a href="http://www.gao.gov/new.items/d03836.pdf" rel="nofollow">http://www.gao.gov/new.items/d03836.pdf</a></p>
<p>Remember the CBO report regarding the cost of a single payer system that we all grasped to support our arguments against a single payer system…</p>
<p>Well, there is the CBO report which had this to say about tort reform:</p>
<p>“But even large savings in premiums can have only a small direct impact on health care spending–private or governmental–because malpractice costs account for less than 2 percent of that spending.”</p>
<p><a href="http://www.cbo.gov/doc.cfm?index=4968&amp;type=0#t3" rel="nofollow">http://www.cbo.gov/doc.cfm?index=4968&amp;type=0#t3</a></p>
<p>And of course there is Tillinghast-Towers Perrin (one of the largest in the world that provides risk management for the insurance and reinsurance industry).</p>
<p>According to the actuarial consulting firm Towers Perrin, medical malpractice tort costs were $30.4 billion in 2007, the last year for which data are available. We have a more than a $2 trillion health care system. That puts litigation costs and malpractice insurance at 1 to 1.5 percent of total medical costs. That’s a rounding error. Liability isn’t even the tail on the cost dog. It’s the hair on the end of the tail.</p>
<p>Of that 1 to 1.5 percent what portion of that is “frivolous”?</p>
<p><a href="http://www.towersperrin.com/tp/getwebcachedoc?webc=USA/2008/200811/2008_tort_costs_trends.pdf" rel="nofollow">http://www.towersperrin.com/tp/getwebcachedoc?webc=USA/2008/200811/2008_tort_costs_trends.pdf</a> (Page 10)</p>
<p>And then of course the report from Towers Perrin that states that the total tort cost in the US is 2% of the GDP. What percentage of that is “frivolous” and of that percentage what percentage is “frivolous” corporate lawsuits. So how much are “frivolous” lawsuits driving up the cost of everything? Maybe less than 2 cents on the dollar or maybe even less the 1 cent on the dollar?<br />
<a href="http://www.towersperrin.com/tp/getwebcachedoc?webc=USA/2008/200811/2008_tort_costs_trends.pdf" rel="nofollow">http://www.towersperrin.com/tp/getwebcachedoc?webc=USA/2008/200811/2008_tort_costs_trends.pdf</a></p>
<p>&#8220;I know of no safe repository of the ultimate power of society but people. And if we think them not enlightened enough, the remedy is not to take the power from them, but to inform them by education.&#8221; &#8211; Thomas Jefferson</p>
<p>robertsfight.com</p>
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		<title>Comment on Children + Matches = Deadly Fires by Mark Seitelman</title>
		<link>http://seitelman.wordpress.com/2008/10/15/children-matches-deadly-fires/#comment-473</link>
		<dc:creator>Mark Seitelman</dc:creator>
		<pubDate>Sat, 12 Sep 2009 13:41:41 +0000</pubDate>
		<guid isPermaLink="false">http://seitelman.wordpress.com/?p=677#comment-473</guid>
		<description>Thank you, James.

The FDNY recommends that when we set the clocks forward and back (i.e., twice a year) a test check of one&#039;s alarms should be made.  Often batteries must be changed.

An alarm without a charged battery is the equivalent of no alarm.

I recommend that when shopping for an alarm get one that may be a little more expensive than the rest as long as it has good features and will last longer.</description>
		<content:encoded><![CDATA[<p>Thank you, James.</p>
<p>The FDNY recommends that when we set the clocks forward and back (i.e., twice a year) a test check of one&#8217;s alarms should be made.  Often batteries must be changed.</p>
<p>An alarm without a charged battery is the equivalent of no alarm.</p>
<p>I recommend that when shopping for an alarm get one that may be a little more expensive than the rest as long as it has good features and will last longer.</p>
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		<title>Comment on Children + Matches = Deadly Fires by James</title>
		<link>http://seitelman.wordpress.com/2008/10/15/children-matches-deadly-fires/#comment-472</link>
		<dc:creator>James</dc:creator>
		<pubDate>Sat, 12 Sep 2009 12:51:32 +0000</pubDate>
		<guid isPermaLink="false">http://seitelman.wordpress.com/?p=677#comment-472</guid>
		<description>All too often smoke detectors and carbon monoxide detectors are not functioning correctly, and cause an unecessarily high number of deaths. FireAngel aim to reduce this number, by manufacturing smoke alarms and co alarms with extra long battery life, notification when battery becomes low, plus a number of other new features.

Visit the Fire Angel blog for tips and advice on fire safety and carbon monoxide safety - http://firesafetyproducts.blogspot.com</description>
		<content:encoded><![CDATA[<p>All too often smoke detectors and carbon monoxide detectors are not functioning correctly, and cause an unecessarily high number of deaths. FireAngel aim to reduce this number, by manufacturing smoke alarms and co alarms with extra long battery life, notification when battery becomes low, plus a number of other new features.</p>
<p>Visit the Fire Angel blog for tips and advice on fire safety and carbon monoxide safety &#8211; <a href="http://firesafetyproducts.blogspot.com" rel="nofollow">http://firesafetyproducts.blogspot.com</a></p>
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