The New York Times has done a three part investigation into New York’s workers’ compensation system. See “A World of Hurt; For Injured Workers, a Costly Legal Swamp” (March 31, 2009).
The article merely scratches the surface of the problems with the workers’ compensation system, namely
- the great delays faced by workers in getting payment;
- the delays in getting a hearing; and
- the awards which no where fully and fairly compensate an injured worker who can no longer work.
The article profiled a worker who became homeless due to delays in payment and the small payments for lost wages.
Unfortunately, blue collar workers (construction, cooks, truck drivers, etc.) must rely on workers’ compensation which often is not enough for a living wage.
We recommend that you participate in your employer’s group disability insurance. Some employers offer this insurance for a minimal charge to the employee. If you can afford it, then you should also purchase your own private disability insurance.
If you have had a work place injury, please call me at 800-581-1434 for a free consultation to discuss both your workers’ compensation and lawsuit issues.
Mark E. Seitelman, 4/1/09, www.seitelman.com.